VerbInfinitive to credit Third person singular credits Simple past credited Past participle credited Present participle crediting to credit (third-person singular simple present credits, present participle crediting, simple past and past participle credited)
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GNU Free Documentation License How do you lower your credit limit without lowering your overall credit score? Q. I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don't ask for or use this revolving line of credit. Question? I have been told if you ask for a credit line decrease they lower your overall credit score? Why? What can you do to minimize a lowered credit score? Asked by Tim - Thu Dec 6 15:56:47 2007 - - 11 Answers - 0 Comments A. Your talking about your debt to credit ratio which makes up 30% of your overall score. If your balance is really low and your new credit limit reflects no more then 30% usage, your score will not be affected. If however your new limit makes your debt to credit ratio over 30% your score will take a hit. There is nothing wrong with having a high limit as a matter of fact it's good since it makes it hard to exceed 30%. It's not the credit you have that matters it's how you manage it that counts. Answered by SPIFIMAN1 - Thu Dec 6 16:07:23 2007 Can credit card companies close your accounts without warning? How does it affect your credit score? Q. I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. I opened the account about 18 months ago and have never actually used it. Can they close my account just like that without any warning? How should I handle the situation? (Is there anything I can even do?) Also, I know that closing credit card accounts lowers your credit score. Does anyone know how much mine will be affected? Asked by Sara - Tue Dec 23 21:34:21 2008 - - 6 Answers - 0 Comments A. Canceling a credit card can ding your credit because part of your credit score is based on something called a debt-to-credit ratio. When you cancel a credit card, you lower the amount of credit available to you, making that ratio look bigger (and more risky) to creditors.. 15 percent Length of Credit History: "In general, a credit report containing a list of accounts opened for a long time will help your credit score. The score considers your oldest account and the average age of all accounts." 35 percent Payment History: "Having a long history making of payments on time and no missed payments on all credit accounts is one of the most important items lenders look for Answered by Stealth - Tue Dec 23 21:55:55 2008 Are credit card protection plans good for really really old people?
Q. They typically run .99 per $100 and the deal (supposedly) is that if after 90 days of coverage, the cardholder croaks, that they credit card amount owed is forgiven. In the case of elderly people in not the best of health and with large credit card debt ($5000+) is this a good idea? You'd basically be paying $500 a year and betting that you're going to be keeping a high credit card balance and that you'd be likely to croak relatively soon. Asked by petra - Fri Dec 5 12:14:29 2008 - - 5 Answers - 0 Comments A. Most of those plans have age limits. So, it's unlikely that they would be available to anyone older than 70 - btw what is your definition of "really old?" Just curious 'cause I'm over 50! LOL In general, those credit card protection plans are ripoffs. It makes more financial sense to buy regular old term life insurance. Much less expensive, and it covers anything you want it to. Answered by doreen k - Fri Dec 5 13:00:21 2008 From Yahoo Answer Search: "credit" Credit is the provision of resources (such as granting a loan) by one party to another party where that second party does not reimburse the first party immediately, thereby generating a debt, and instead arranges either to repay or return those resources (or material(s) of equal value) at a later date. It is any form of deferred payment. Sourced
From Wikiquote under the GNU Free Documentation License. Ex-Lehman Credit Vet Joins GoldenTree
Emii.com ... and executive committee members on strategy, client franchise development and the continued expansion of the $11 billion credit -focused hedge fund firm. ... GoldenTree Adds Lehman Fixed-Income Veteran FINalternatives all 10 news articles » Signs Show Another Banking Crisis May Further Freeze Credit Access
Credit Union Times Colby said his biggest concerns for this year are the availability of credit to small- and medium-sized businesses and a second banking crisis. ... and more » Let Uncle Sam help pay for college
Bankrate.com Tax credit amounts are subtracted directly from any tax you owe, usually making them a better tax break than deductions, which reduce your taxable income ... David Bruner, The Tax Man: How to claim tax credits for education Merced Sun-Star all 2 news articles » From Google News Search: "credit" Credit personnel
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